DUBAI, United Arab Emirates, Dec. 07, 2025 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM), a decentralized lending protocol currently under development, has successfully completed all objectives outlined in Phase 1 of its roadmap and confirmed that it is already over 50% through Phase 2. The project is gaining significant traction due to rapid advancements in development, increased community involvement, and a thriving presale, all contributing to its growing momentum as it progresses to the next phase of its launch.
### Roadmap Progress: Completion of Phase 1 and Ongoing Phase 2
Mutuum Finance follows a detailed multi-phase strategy to establish its lending ecosystem. The first phase, which included initial documentation, early audits, foundational development, and infrastructure establishment, has now been fully accomplished. The team is currently focused on Phase 2, with substantial progress already made. Approximately half of the Phase 2 goals have been achieved, featuring enhancements to smart contract functionality, back-end system development, user interface upgrades, and preparations for extensive protocol testing. As the project advances towards Phase 3, the emphasis will shift to comprehensive testing, system validation, and readiness for mainnet launch. This steady progress is fueling increased interest in Mutuum Finance as it positions itself as a utility-driven participant in the decentralized finance (DeFi) landscape.
### Presale Activity Gains Momentum Amid Progress
Having initiated its presale in early 2025, Mutuum Finance has shown consistent engagement from participants. The token commenced at a price of $0.01 during Phase 1 and has seen a rise to $0.035 in the ongoing Phase 6, marking a remarkable 250% increase throughout the pricing structure. With over $19.2 million raised and a rapidly growing community, the project is nearing one of its peak presale periods. Phase 6 is approaching full allocation, and the next pricing tier will see a 20% hike to $0.04, mirroring the project’s advancements toward launch. The presale has attracted both new and returning supporters, underscoring the strong interest in the platform’s future capabilities and the imminent testnet launch.
### Synchronized Platform Launch and Token Availability
A key aspect of Mutuum Finance’s roadmap is the simultaneous launch of the platform with the public availability of the token. This strategy offers several benefits: it positions the MUTM token as a practical asset rather than merely a speculative one, enhances visibility among major centralized and decentralized exchanges—many of which favor tokens that provide immediate utility—and facilitates a smoother onboarding process for users eager to engage with the platform right after acquiring the token. This coordinated launch approach aims to solidify Mutuum Finance’s initial presence in the market and lay the groundwork for the ecosystem’s long-term growth.
### Future Development Plans: Introduction of Stablecoin and Layer-2 Enhancements
Looking ahead, Mutuum Finance is gearing up for several innovative features that will expand the protocol’s functionality beyond its initial version. The team has revealed intentions to introduce an on-demand USD-pegged stablecoin that will be directly integrated into the lending system. This feature will enable borrowers to mint and repay the stablecoin through collateralized positions, enhancing overall protocol efficiency and contributing to treasury growth. Furthermore, the team is pursuing Layer-2 optimization, which will allow the platform to achieve faster transaction speeds and significantly lower costs, thereby improving user experience during busy network periods and enabling scalability as demand rises. Collectively, these forthcoming developments indicate a future ecosystem designed for robust performance and sustained utility.
With Phase 1 concluded, Phase 2 already making significant strides, and Phase 3 on the horizon, Mutuum Finance is advancing through its roadmap with effective execution. In conjunction with strong presale dynamics, increased community interaction, and strategic plans for future developments, the project is diligently preparing for its forthcoming launch. As Phase 6 approaches full allocation, excitement continues to build around the limited availability at the current pricing. With the next pricing tier imminent and core development progressing swiftly, Mutuum Finance is entering a critical phase in its early journey.
